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Finance

Earnity’s Dan Schatt and Domenic Carosa on Becoming a Successful Crypto Investor

Today’s blog discusses tips on how investors can be successful when investing in cryptocurrency, a topic that Dan Schatt and Domenic Carosa, Earnity’s co-founders, are very familiar with.

People can invest in cryptocurrency both for diversification purposes as well as to increase their wealth overall. As Dan Schatt and Domenic Carosa point out, there are several advantages to investing in cryptocurrency, such as:

To diversify investment portfolio: Cryptocurrency has the potential to reduce the volatility of returns of an investor’s portfolio of assets since the value of cryptocurrency is not necessarily correlated with the values of other assets such as stocks or bonds. This means that investors could possibly reduce the overall amount of risk associated with a given portfolio’s expected return by adding uncorrelated assets such as cryptocurrency.

To earn money: Cryptocurrency is a good way for investors to earn more online if they manage their own account or use Account Management Services. They can also find trading signals on various social media platforms where other traders offer them free of charge.

To save money:  Investors can also invest in cryptocurrency and hold it for an extended period if they think the value will appreciate over time. For example, Bitcoin was worth less than $0.01 in March 2010 but was worth over $4,000 per coin in April 2017.

To protect wealth:  Cryptocurrency has since become a safe haven for many investors. Considering that cryptocurrencies are free from the authority of any single government, many people believe that investing in cryptocurrency is a way to protect one’s wealth. In addition, since the total amount of and future growth rate of most crypto is known in advance, there is no inflation risk associated with it, in contrast to a fiat currency that can be “printed” by the national governments.

Watch this space for more investment information and tips from Dan Schatt, Domenic Carosa, and the rest of the Earnity team.

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Finance

Dan Schatt and Domenic Carosa’s New DeFi Firm Earnity is Paving the Way to Bring Crypto to More Users

In the past years, people have started seeing the potential of cryptocurrencies. As a result, many are becoming interested in creating their digital portfolios, especially in the wake of web3, NFTs, and decentralized finance (DeFi). However, they are hindered by the thought of going through complex steps upon signing up. Crypto platform Earnity, co-founded by Dan Schatt and Domenic Carosa, is a company created by fintech veterans who believe that crypto and DeFi will have a vital role in making access and opportunity possible for all.

From a technological standpoint, the world of cryptocurrency has been evolving at an exponential rate. New assets, tokens, and projects need to be understood more by users to succeed in the open-access community. Compared to the early days of Bitcoin, experts see that there is a potential for more users to participate. Dan Schatt and Domenic Carosa’s new DeFi firm Earnity aims to take the complexity and exclusivity out of crypto so that more people can start creating digital assets in a social media community space where they can also learn as they start buying, collecting, and gifting tokens to other users.

For the Earnity team, crypto was created to enable the personal financial independence and sovereignty that everyone deserves. Dan Schatt, Domenic Carosa, and a team of fintech experts are developing a platform that allows users to take complete control of their funds through a secure system. Instead of gatekeeping the crypto space, the goal is to create a community where even beginners can succeed. In the DeFi space, the lack of central authority enables faster, more secure transactions than traditional finance.

Crypto going mainstream will happen sooner than most people think. The global economy, accessibility to technology, connectivity, public interest, and other factors set the stage for more users to finally see what the buzz is all about. To gain momentum, people need a curated and dynamic crypto marketplace like Earnity that allows them to explore financial technologies, DeFi, and web3 while building their portfolio.

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Business

Carving with CNC: Tips on Starting with CNC

CNC is one of the oldest manufacturing methods. However, it still attracts a lot of attention and is commonly used in most industries. It’s been used for decades to deliver precision components. CNC technology has experienced significant advancements since then, and you can now get advanced machines in the market. If you’re starting out your carving project, there are things to know to ensure a successful project.

Here are tips to stating caving with CNC:

  1. Understand how to set up the machine

How you set up your machine determines the success of your project. Set up the CNC computer files and the machine before turning on the start button. Therefore, understand the basic workflow and terminology to achieve excellent results. Doing this will also enhance your safety. Although CNC machines are safe than conventional ones, you minimize the risk of injuries and wastage by knowing the parts and what to avoid.

  1. Go with the flow

There are different steps of CNC workflow, and all involve the use of software. These may seem complex, but once you understand the settings of the Easel Software, everything will be easier. You’re bound to make mistakes learn from them, and master the basics of using the CNC machine. You’ll keep mastering the basis and expanding your skills.

  1. 3. Understand how to control the spindle speed

CNC machines feature different settings, and spindle speed is petty common. How you use it determines the outcome of the project. For instance, go for a small shank tool and low-powered spindle motor. Avoid high speeds since they allow for too large cuts. Worse still, the cuts may be wayward. Use large shark tools when working on v-grooving craving.

  1. Choose the right blade length.

 The blade length determines the effectiveness of your carved knife. Increasing the thickness of the processing sheet will make it more effective. However, smaller blades work well for soft materials.

  1. Know what can cause your machines to breakdown

Just like other devices, CNC machines are prone to breakages. This may result from improper fluid levels, unchanged filters, which affect the machine’s efficiency. Again, excess temperature increases the likelihood of tear and wear. A slow feed machine will also affect your functions. It will negatively affect its components, thus decreasing efficiency.

  1. Learn each process& make parts from scratch 

Once you make the first part, keep practicing and learning more. Learn how to input programming information to a computer. This will help you modify the design to match the desired accuracy. Also, employ many other tricks depending on the whole processing materials.

  1. Learning the basic measurements goes a long way.

Understand the basic measurements to achieve high levels of accuracy when cutting. For example, know how the calipers work and what it measures. Also, use a micrometer and dial test indicator to sweep vise jaws.

Final thoughts

CNC machine benefits most companies and is common in woodworking. It will ease tasks in your projects, allowing you to create unique products. A CNC machine will improve efficiency and productivity, thus allowing for mass production.

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Entertainment

Basics for Watching หนังออนไลน์   (Movies Online): A Step-by-Step Tutorial

There are two main types of media that have been dominating our lives: movies and TV shows, what’s the best way to watch them? Well, if you’re looking for a way to watch your favorite TV show or movie without interruptions, digital downloads are the answer. It takes less than 30 minutes and it’s completely legal, digital downloads allow you to enjoy your favorite movies and TV shows without any commercials.

Types of media that are dominating our lives

There are two main types of media that have been dominating our lives: movies and TV shows and if you’re trying to figure out the best way to watch them, digital downloads are the answer.

 Why digital downloads are the best way to watch movies

There are many reasons to download the digital copy of your favorite movie or TV show, the first and most obvious one is that they’re free, you can’t beat that, and these digital copies are also legal, so you won’t have to worry about any legal issues.

Besides being free and legal, digital downloads allow you to watch your favorite TV show or movie without any interruptions, your favorite show might be interrupted by commercials every few minutes, but with a digital copy of the TV show, you’ll get the whole episode uninterrupted.

How to download digital copies of your favorite movies and TV shows

There are two ways to download digital copies of your favorite movies and TV shows: streaming or downloading and wherein streaming is the easiest method, and it’s free for most people and you can start watching หนังออนไลน์   (Movies Online) in seconds with no downloads needed.

Downloading requires more effort, but there are many benefits, first of all, you’re not limited by what’s available on your internet connection. If you have a slow connection at home, you’ll have better luck streaming.

But if you have a fast connection at work, the downloading option is better because it will be faster than streaming.

Second, downloading allows you to watch your favorite show without any interruptions like commercials, once downloaded, the video will be stored on your device so that you can watch it anytime without an internet connection.

 

What to do with those pesky commercials?

What do you do with those pesky commercials? You can always fast forward on a DVD player, but not if it’s an online download wherein commercials are the bane of many people’s existence and the worst part is that they’re only getting longer.

So, how can you avoid watching commercials for your favorite TV show or movie? One way is to go digital and that is digital downloads are legal, quick to set up, and there are no commercials.

 To Sum it Up

And now you know the guidelines, what else is keeping you? You do not have to gas up your car, check on when the movie you want will be shown at the theatres and on which movies house will it be out on the time that you are free.

You can watch now all you want online without having to do so much effort anymore, call on that pizza shop you love and grab some ice for your drinks and enjoy the show.

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Business

 Earnity’s Domenic Carosa & Who is the typical crypto investor?

According to a poll conducted by the University of Chicago, more than one in ten Americans invested in cryptocurrencies in the previous year, demonstrating the growing popularity of virtual currencies like bitcoin and Ethereum.

The use of cryptocurrencies in America

According to the poll, 13 % of Americans bought or traded cryptocurrency in the previous 12 months, compared to 24 % who invested in equities during the same time.

Coinbase, the largest digital currency exchange in the United States, went public in mid-April. Elon Musk, the CEO of Tesla and SpaceX, has indicated an interest in cryptocurrency ventures. Tesla announced in May that bitcoin would be accepted as payment for vehicle sales.

Because of this volatility, some financial professionals have labeled cryptocurrency as a speculative asset. According to financial gurus, Crypto investors should only invest a modest amount of their assets.

To stay ahead of this, social platforms like Earnity come in handy. Co-owned by Fintech enthusiasts Dan Schatt and Domenic Carosa, this platform is for everyone interested in talking about crypto.

According to the report, crypto investors are younger and more varied in terms of gender, color, and ethnicity than retail stock investors.

What is the average age of a crypto investor?

The typical age of a crypto purchaser is 38, whereas the average age of a stock investor is 47. From June 24 to 28, a nationwide survey sample of 1,004 Adults in the United States was polled by the University of Chicago.

41% of crypto traders are women, 44 % are investors of color, and 35 % have annual earnings under $60,000, compared to 38 %, 35 %, and 27 % of stock traders, respectively. Co-founders Dan Schatt and Domenic Carosa have worked hard to ensure that Earnity offers users of all ages and demographics an excellent place for all their cryptocurrency needs.

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Business

Earnity, Dan Schatt & Domenic Carosa, on The Pros and Cons of Crypto Mining

Your mining journey will be much easier if you choose to join a mining pool, but if you decide to do it alone and you know or learn quickly, you may be able to earn a lot without sharing it with anyone else. However, your future goals could also significantly determine how much you want to work in this field. So, it is best to consider how you want to mine any cryptocurrency coin. In this article, Earnity’s industry experts, Dan Schatt and Domenic Carosa, will help you look into some benefits and drawbacks of cryptocurrency mining before you start with your venture.

Pros

  • The most fantastic aspect of mining is that you have complete control over using your assets. Contrary to crypto, once you deposit your savings, they are subject to the hegemony of the banks and the government in the banking system.
  • The fee for processing a single transaction is much lower, as banks charge a hefty price to process and make cross-border payments.
  • You can use the push and pull method to keep your identity secure, leaving no room for tampering with your identity, which means there is no room for hackers to use your RFID information.
  • Finally, if you get your hands on a deal, the transaction process is much faster because no other parties are involved.

Cons

  • Although people have always lauded the money earned from mining and the security that it provides, there is a lot to learn when you begin your journey as a miner.
  • Blockchain technology, which is responsible for all the behind-the-scenes work, is also not easy and requires careful handling because it will demand a significant amount of learning.
  • The most frequently mentioned disadvantage is the energy consumption required for cryptocurrency mining and the hardware costs.
  • Finally, scams and frauds sometimes flood the crypto industry, which can cause upheaval in the future. Additionally, there is a good chance that you will lose your money due to the volatility and constant fluctuation of the cryptocurrency market, which will bring bad luck to your investments.
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Auto

Reasons Your Car Needs A Checkup

When you have a car, you have to keep up with certain things. Cars need to be taken care of if they will run through the years in tip-top shape.

There are common signs that your car needs an inspection or repair, including missing parts, oil or smoke leaks, odd sounds when starting or driving, and running rough. If you are having trouble with your car, you should get it checked out as soon as possible.

Here are reasons your car needs a checkup at D. Wells Auto

  1. Missing Parts

Missing or broken parts is a sign that something went wrong in the interior of your car. It may be time to get an oil change and inspection if you see this. Missing parts can range from headlight covers, door trims, dashboard lights, mirrors, fenders, air vents, so when you notice any missing parts, get them checked out before more damage is done.

  1. Oil or Smoke Leaks

Leaks are always an indicator of something wrong with your car. If you see smoke coming from under the hood, stop driving and pull over somewhere safe to get it checked up on immediately. Check engine oil leaks may mean you need a new gasket, while oil leaks from a pan may signify a cracked pan, leading to severe problems. If you notice any leaking, take your car in right away, so the problem doesn’t get worse.

  1. Odd Sounds when Starting or Driving

If you hear unusual sounds from under the hood, stop driving and check it out before getting into traffic. Things like whirring sounds can signify fan belts that need to be replaced. Squealing or scraping sounds may mean the brakes need realigning, and crunching or cracking noises can tell that something is loose or broken, which needs to be taken care of immediately. Stop driving until the experts check it out when you hear any unusual sounds.

  1. Running Rough

Running rough is also an indicator of something wrong with your car. If you have trouble starting or driving your vehicle, it may be time for a service checkup. Signs of rough running may include an engine that is knocking, stalling when starting, and a lack of power. When your car starts giving you trouble, come in, and we will help get your vehicle back on the road and running smoothly again.

  1. Vehicle Repair or Service Advice

When keeping your vehicle running tip-top shape with minimal problems, you need to have quick, reliable service. A well-maintained car will run with fewer issues and save you money in the long term compared to a poorly maintained vehicle that requires more frequent repairs.

When your car needs repair or service, you are likely to have questions. Auto repair shops are the best source of information so you can understand precisely what is wrong with your vehicle and how much it will cost to fix. They also often advise good practices for keeping your car running smoothly.

Wrapping up

When you have trouble with your car, it is always best to treat the situation as serious. When you find yourself in this kind of situation, bring your vehicle to a service center where we will make sure that it is thoroughly checked up.

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Finance

Health Insurance Is a Basic Need: Here’s Why

If there is anything the current pandemic has taught us, apart from the importance of emergency funds, it is the need for health coverage. The rising cost of medical expenses was a big blow, especially for those who did not have insurance cover.

Like food and shelter, health insurance plans should be considered more of a basic need. Here are 6 reasons why:

1.   Access to Better Healthcare Services

One of the most vital advantages of getting medical coverage is the ability to access better healthcare services.

When you fall sick or experience a medical emergency and do not have enough finances to seek premium healthcare services, you might be forced to settle for just any healthcare facility. However, when you have health insurance, you can find treatment in well-equipped hospitals – even when you have financial constraints. Hence, you focus your energy on recovery and not on how much your treatment will cost.

2.   Minimizes the Risk of Bankruptcy

According to CNBC, two-thirds of Americans who file for bankruptcy state those hefty medical expenses are the key contributors to their financial instability.

Hospital admission expenses can escalate fast. For some medical conditions, settling the amount out-of-pocket is financially draining. In case the bill is overwhelming and gets out of hand, some people may opt to file for bankruptcy.

In such a case, having medical insurance cushions you from the need to file for bankruptcy.

Many insurance covers require patients to settle their deductible amount. Others need patients to cover an extra amount after paying their deductible, which is usually a certain percentage of their medical expenses. However, as much as you may settle some of your medical expenses in cash, insurance places a cap on how much money you can pay out-of-pocket annually. If you reach this limit, your medical insurance will cover all other medical costs without limitation, saving you from financial strain.

3.   Encourages You to Take Care of Your Health

Some people are quick to dismiss health coverage as a medical safety net for the elderly and those that are chronically ill. This, though, couldn’t be further from the truth!

The young and healthy can access preventive medical services through health insurance plans. For instance, they can go for cholesterol, HIV, STD, type2 diabetes, and TB screening without paying out-of-pocket. In addition, women can access contraceptives and pap smears, while pregnant mothers can get supplements through health insurance.

Additionally, children and adults can access various types of vaccines, including but not limited to tetanus, chickenpox, and HPV.

Being able to enjoy such preventive services for free is not only great for your pocket but also encourages you to take a proactive approach towards maintaining proper health.

4.   To Manage Lifestyle Diseases

Previously, lifestyle diseases were prevalent among the older generations. However, over the past few decades, there has been a significant increase in the number of young adults suffering from lifestyle diseases.

Obesity, heart disease, type 2 diabetes, stroke, and hypertension are some of the lifestyle diseases that you may need to deal with, unfortunately! However, in such an unprecedented situation, your health coverage can make it possible to seek medical assistance without over-stretching your pockets. Plus, it presents you with an opportunity to see various in-network specialists who can advise you on the best ways to manage or treat the condition.

Besides, if you are still enjoying good health, going in for free routine check-ups (thanks to insurance covers) can help catch some of these lifestyle diseases while they are still in their initial stages and when treatment is most effective.

5.   To Protect Your Family

 

Besides catering to your medical expenses, health insurance also takes care of our families.

As parents, purchasing individual health insurance for each member of your family can be expensive. Instead, you can take single insurance that offers full coverage. You can include your spouse and children. You may also consider including your parents who are prone to sickness, accidents, and lifestyle diseases – especially if they do not have a suitable health plan. That way, you can rest easy knowing that your loved ones are protected, and they will be in a position to access proper healthcare without much stress.

6.   Safeguard Your Savings

Medical emergencies are unprecedented and can set you back financially. Besides, medical expenses have significantly risen over the past few years, further putting a strain on people’s finances.

So, in the case of medical emergencies, people without health insurance might be forced to tap into their savings. Not only do they have to worry about their health condition, but they will also have concerns about slowing down their undergoing project or jeopardizing their future.

However, by taking out an insurance cover, unexpected illnesses and medical conditions will not cripple your savings or postpone your near-future aspirations to purchase your dream car or home.

Bottom Line 

From the factors listed above, it is evident that getting health insurance is a necessity. Moreover, it safeguards our finances from expensive treatments, most of which we do not have any control over.

Besides, it is crucial to note that many health insurance covers do not only cater to in-patient and out-patient but also additional services like ambulance charges, surgery, consultation fees, medicine, and many more.

For those who worry about the pricing of insurance policies, there are government medical policies like Medicare that are affordable and guarantee peace of mind as you seek treatment. However, you can always supplement it with private health insurance for a couple of reasons.

Private health insurance offers more coverage and allows you to seek treatment in private and public hospitals, with the luxury of requesting the doctor of your choice. You also gain access to medical services that are not covered by public insurance, which include dental, physiotherapy services, and many more. Yes, you may be required to part with more money every month, but that is nothing compared to the expense you are likely to suffer in case of an unexpected illness or medical emergency such as an accident.

Protect yourself and your family today by taking out health insurance.

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Finance

The Best Retirement Strategies to Start Right Now – カヴァン・ チョクシ

It’s never too early to plan for your retirement — and it’s not too late to change course if you’re already behind カヴァン・ チョクシ. Here are five steps that can help:

Start saving now

If you wait until your mid-30s to start your retirement savings, you’ll have to set aside about twice as much each month to reach your goal. The earlier you start stashing away money for later life, the less of a strain it will be on your budget in the early years.

Once you’ve started saving, make it automatic.

You could find yourself in a bind if you haven’t saved as much as you’d like and then lose your job. Automate your savings so that money is regularly deducted from your paycheck and invested now before the loss of your income makes it impossible to do so later.

Be smart about Social Security.

You should begin taking Social Security benefits as soon as you’re eligible at 62, if not sooner. The payments will replace a greater portion of your pre-retirement income at that age than they would if you waited until your full retirement age — 66 or 67. But know that the longer you wait to claim, the higher those monthly checks will be.

Your spouse’s plan is your plan, too.

If your job doesn’t offer a retirement savings plan, but your spouse does, consider enrolling in his or her plan rather than opening an IRA. With the right strategy, you both could save on taxes and boost your Social Security benefits. And with two-thirds of couples having two working spouses, this approach could help more people find the funds they need to fund retirement and caregiving for older family members.

Plan on long-term care expenses

Consider buying long-term insurance that will pay out enough money to cover the cost of a nursing home or senior living facility stay if you become too sick or frail to take care of yourself.

Almost everyone will need long-term care at some point in their lives, either for themselves or a loved one, but few people purchase coverage. This is because long-term care insurance premiums are based on the odds that you’ll become ill, with older policyholders paying more than younger ones so that it can be prohibitively costly for some.

But make no mistake: The costs of long-term care are huge. For example, a year of nursing home care averages about $80,000, while a home health aide costs about $46,000 per year. Moreover, they are just two of the many options available for long-term care options.

Medicare covers little in the way of long-term care, so individuals who need more than 100 days of help will have to bear most of these out-of-pocket expenses if they don’t have insurance coverage.

Typically, long-term care isn’t something we like to think about, and it rarely comes up in conversations with your family and friends. However, it is a real possibility that needs to be planned for as much as possible.

The good news is that you’re now thinking about the potential need for long-term care, and that’s the first step in making sure you’re prepared for this potentially crippling expense.

The average nursing home stay is 29 months. That would put a $10,000 investment to work $2,777/month over that period – or about $34,500. So if you were to invest $3,400/month over the next 29 months, you could have a total of $149,400.

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Finance

The Dollar Is Stronger Than Ever – Kavan Choksi UAE

The dollar is stronger than ever, according to people in the know like Kavan Choksi UAE. It has been on the rise for the past few years. The dollar has gained strength from the weak euro and the strong U.S. economy.

The History of the Dollar

The dollar is one of the most important currencies in the world. It is especially strong in Asia and Africa, where many countries need a strong currency to help stabilize their economy. The dollar’s rise has been good for the U.S. because Americans can buy more from other countries when it is worth more. This allows American companies to hire more people and pay their workforce higher wages.

However, this is not the first time the dollar has been incredibly strong. For example, the dollar hit an all-time high of $0.85 per one British pound in September 1985. At that time, it was worth about $2.

The Reasons for the Dollar’s Strength

There are several reasons for the dollar’s strength today. One of them is that central banks worldwide have been pouring money into dollars over the past few years. That increased demand makes prices go up, so it has affected the dollar’s value.

Another reason why the dollar is strong is that America’s economy has been doing very well. In fact, it is arguably the best economy in the world at the moment. Unemployment recently fell to its lowest level since 1969 – 3.7%. The U.S. government also reported a budget surplus for the first time in a decade this April after President Donald Trump signed a tax cut bill past year.

This surplus is good for the dollar because it shows Americans that their country has enough money to spend.

The Effects of the Dollar’s Strength

The dollar’s strength is good for Americans who travel abroad because goods and services will be cheaper. Businesses in other countries will also earn more money from American customers, which could improve their economies.

However, there are downsides to the dollar’s strength as well. When prices go up, regular people have less buying power. This can make them buy less, which hurts the companies they work for.

The rise of the dollar has impacted other currencies around the world. For example, one euro is currently worth $1.13 in American money. That is down from $1.20 earlier this year. This might be good news for people who live in Europe, though, because it could help the struggling euro recover.

The Dollar’s Strength Today and Tomorrow

The value of the dollar is not likely to change much anytime soon. Forecasting website Trading Economics predicts that the dollar will be worth $1.15 per one euro by next week, which is close to its recent price.

Many factors will determine what the dollar is worth, but it looks like it will remain strong for now.

Conclusion

The dollar is stronger than ever and is likely to stay that way for the foreseeable future. This has both positive and negative effects on the U.S. economy.

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